Revised February 17, 2025
In times of uncertainty, financial security is more important than ever. Freezing your credit is a simple yet powerful way to protect from identity theft, unauthorized loans, and fraudulent activity. Data breaches and unknown persons accessing accounts are creating new risks.
A credit freeze ensures that no one can open new accounts in your name. This proactive step gives you control over your financial future, and safeguards your credit score and personal information from potential threats. A credit freeze is a smart and effective defense against financial vulnerability.
You’ll need to temporarily lift the freeze to allow lenders to check your credit when actively shopping for a loan, mortgage, or credit card.
Prevents unauthorized credit accounts
Protects against identity theft
Doesn’t affect your credit score
Gives you peace of mind
It’s free and easy!
The three major credit bureaus—Experian, Equifax, and TransUnion—provide free credit freezes.
experian.com/help/credit-freeze/
equifax.com/personal
transunion.com/credit-freeze
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